2009年5月13日星期三

Insolvency for Social Security and Medicare Is Seen Closer

Medicare fund that pays hospital bills for older Americans is expected to run out of money in 2017
Social Security trust fund will be exhausted in 2037

中国是学习美国的。
Medicare相当于企业帮员工交的医疗保险;Social Security相当于企业帮员工交的失业险、养老险、工伤险、生育险。美国还有一个Medicaid,不用beneficiary交保险的,政府免费发放的。这三个机构的运作都是联邦政府统一领导,这样一来各个州的人就可以自由流动,找工作也可以跨州了。虽说中国也是中央政府和地方政府双重领导,但是跨省还是没有联机
显然,中国和美国都有社保基金的腐败案。
Spending on Social Security and Medicare totaled more than $1 trillion last year, accounting for more than one-third of the federal budget.
With fewer people working, the government collectsless in payroll taxes, a major source of financing for Medicare and Social Security
失业率上升,Medicare and Social Security的支出也在增加,收入却在减少
中国也可能出现同样的问题,敲响了警钟。

3 条评论:

  1. 当然州、省预算也会加点钱Social Security(社保)Medicare(医保)
    现在美国讨论是否要实行英国模式,即NHS,National health system,这样一来看病就好比去工商部门注册公司,不用交钱,但是要等很长时间,有时为了快一点,为了插队,还要塞钱。
    NHS下,医疗保险机构就会锐减。减少到什么程度呢?企业肯定不会帮员工再交保险了,有钱的人可能会自己买医疗保险。

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  2. http://thecaucus.blogs.nytimes.com/2009/05/13/obama-stars-are-aligned-this-year-for-health-care/?hp
    Obama: ‘Stars Are Aligned’ This Year for Health Care

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  3. Reminders on Health Reform
    http://www.nytimes.com/2009/05/13/opinion/13wed1.html?_r=1
    nyt editor

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