Plan to Change Student Lending Sets Up a Fight

正方：Representative Howard P. McKeon of California, the senior Republican on the education committee, said Democrats should not cut out private lenders. “A government-run, one-size-fits-all program is not the answer,” he said.

反方：At the Wilkes-Barre event, Mr. Lord of Sallie Mae acknowledged his industry’s reliance on the government. “I don’t see private capital financing student loans, certainly any time soon,” he said.

裁判：Anticipating a ferocious legislative battle, Representative George Miller, Democrat of California and chairman of the education committee, is weighing all options.

“Chairman Miller’s priority is to make our federal student loan programs as reliable, sustainable and efficient as possible for students, families and taxpayers,” his spokeswoman, Rachel Racusen, said.

确实，现在美国的私有学生贷款部门也是靠政府救助维持，这样，问题就产生了，那为什么还要私有部门呢？但是，转变是痛苦的；而且你把这些功能给内化了，需要扩招人嘛？如果不用扩招人，学生贷款的效率能够保证吗？
多几个供给者有什么不好，我就提出过工商部门可以多几个（资格型的职能部门）